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Discover Florida’s Thriving Waterfront Real Estate Market in 2025

Updated: Nov 23, 2025

Florida’s waterfront real estate market in 2025 is hotter than ever. It draws luxury buyers, investors, and families eager to experience the Sunshine State’s unmatched coastal lifestyle. From Miami Beach trophy estates to Cape Coral canal homes, buyers are discovering both record-breaking luxury sales and surprisingly affordable ownership opportunities.


Florida’s Record-Breaking Waterfront Sales (2025 Update)


Florida dominates the national luxury market, with several headline-making sales this year:


  • 2200 Gordon Dr., Naples — $133 million (April)

  • 88 La Gorce Cir., Miami Beach — $74.3 million (April)

  • 66 La Gorce Cir., Miami Beach — $60 million (March)

  • 2325 S. Ocean Blvd., Delray Beach — $51.1 million (July)

  • 555 Reinante Ave., Coral Gables — $40 million (July)

  • 845 Longboat Club Rd., Longboat Key — $30.3 million (July)


These estates highlight what buyers seek most: private beaches, yacht slips, climate-resilient design, and the kind of privacy found along exclusive stretches of coastline.


Expert Insights: Erik McCormick on Florida’s Waterfront Appeal


PropertyOnTheWater.com spoke with Erik McCormick—publisher, licensed real estate professional, and founder of Waterfront Property Specialists, a firm built to connect buyers and sellers across Florida’s diverse waterfront markets.


“Florida’s waterfront properties offer a rare balance of lifestyle and investment stability,” says McCormick. “When someone buys here, they’re not just purchasing a house—they’re gaining daily access to boating, fishing, vibrant coastal communities, and the natural beauty that makes Florida so unique.”


Diversity of Options


  • Ultra-luxury estates in Naples and Miami Beach

  • Affordable canal-access homes in Cape Coral

  • Historic retreats along the Intracoastal and St. Augustine’s waterfront


He also notes the premium buyers place on deep-water docks, elevation, and home design built with resilience in mind. Migration trends from higher-tax states continue to fuel buyer demand. Families and retirees alike seek what McCormick calls “an affordable paradise with long-term value.”


Affordable Waterfront Living Still Exists


Beyond the record-breaking sales, Florida also delivers surprising entry points for everyday buyers:


  • Cape Coral — Gulf-access homes priced from $225,000 to $490,000

  • Gulf Breeze (Pensacola area) — Canal and bayfront living under $600,000

  • St. Augustine — Waterfront homes averaging around $456,000, with rich history and coastal charm

  • Naples — Median waterfront price near $602,301, offering strong value relative to income levels


Even in these mid-market areas, many homes offer private docks, boating access, and scenic vistas—features once reserved for high-end estates.


Florida Waterfront Real Estate Trends for 2025


  • Strong Demand, Tight Supply: Homes on the water continue to sell quickly with premium pricing.

  • Ultra-Luxury Momentum: Record listings are increasingly driven by cash buyers and international investors.

  • Climate Resilience: Seawalls, raised construction, and risk-mitigating upgrades play a critical role in today’s valuations.

  • Lifestyle Migration: Favorable taxes, family-friendly amenities, and recreation draw people from across the country.


Search Trends: What Buyers Are Looking For


If you’re trying to buy or market waterfront property, these top keyword phrases reflect what’s driving online searches in 2025:


  • Florida waterfront homes for sale

  • Miami luxury waterfront real estate

  • Affordable Gulf Coast waterfront properties

  • Deep-water dock homes Florida

  • Naples oceanfront estates

  • Florida canal-front homes

  • Best cities for waterfront living Florida


The Future of Waterfront Living


As we look ahead, the future of waterfront living in Florida is bright. The demand for properties near the water shows no signs of slowing down. With the right guidance, you can navigate this competitive market successfully.


Why Choose Waterfront Property?


Owning waterfront real estate in Florida is more than a purchase—it’s an investment in lifestyle, recreation, and long-term value. Imagine waking up to the sound of waves and the sight of a stunning sunrise over the water. Whether your vision is a record-breaking Naples estate or a charming canal cottage, the opportunities in Florida are broader than ever before.


Connect with Experts


For exclusive listings, expert perspective, and a direct connection to Florida’s diverse waterfront communities, reach out to Erik McCormick and the team at Waterfront Property Specialists at PropertyOnTheWater.com—your trusted guide to buying or selling waterfront property in the Sunshine State.



Are you ready to dive into the world of waterfront real estate? The perfect property awaits you. Don't miss out on your chance to own a piece of paradise!

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